Gold Coin AI, Inc. is preparing to launch a fully GENIUS Act–compliant, gold-pegged digital stablecoin (GCAI) designed to provide both price stability and long-term value appreciation. The GCAI coin functions as Digital Gold — giving investors the advantages of gold ownership without the burdens of storage, transport, or insurance.
The GENIUS Act mandates that all payment stablecoins be backed 1:1 by permitted reserves — cash, short-term U.S. Treasuries, or government repos — verified monthly by independent CPA audits. To ensure compliance, Gold Coin AI allocates 100 % of sale proceeds into U.S. Treasuries while maintaining its gold peg through regulated CME Group options.
If GCAI issues $500 million in coins, fully invested into 10-year U.S. Treasuries yielding ≈ 4 %, that interest income (~$20 million per year) supports a credit facility to borrow $50 million against the yield stream for use in option margin and AI operations — without violating GENIUS restrictions.
The Act forbids pledging reserves or paying interest to holders. Our structure retains full Treasury principal in reserve, using only coupon income as collateral — keeping us 100 % compliant while unlocking working capital for yield generation.
To ensure confidence and transparency, GCAI engages CME-certified independent futures advisors to structure and manage options portfolios, ensuring low-cost hedging and strict compliance. Monthly audits provide institutional oversight.
When gold prices rise, our options generate gains that are reinvested into Treasuries, increasing reserves and future interest income. Each upward move in gold directly strengthens both our backing and our long-term revenue stream.
This model represents a rare convergence of regulatory foresight, market demand, asset growth, and AI-driven efficiency. It positions Gold Coin AI to redefine stable value for a new era of digital wealth.