GoldCoin.ai

How Do GoldCoinAI Investors Make Money?

Early investors in GoldCoinAI, Inc. have 3 different ways to make money:

IPO: The Gold Coin AI, Inc. plans to list on Nasdaq and in preparation for this has applied and waiting to be issued a trading symbol GCAI
Acquisition: once GoldCoinAI's stablecoin GCAI is on crypto exchanges the Gold Coin AI, Inc will be an attractive acquisition target
Dividends: the company will have potential to pay dividends while it prepares for an exit

Companies that created stablecoins in the past have made early investors huge returns, for instance Circle Internet Financial (USDC Issuer). The following highlights the return early investors made and shows the potential for early investors in GoldCoinAI, Inc.Circle Internet Financial (USDC issuer) raised:

$9M (Series A, 2013) – led by Accel, Breyer, and General Catalyst
$17M (Series B, 2014) – led by Oak Investment Partners
$440M (2021 mega-round) – valuing Circle at $3.5 B pre-money

Today, Circle Internet Financial is a public company that has valuation of roughly $30–38 billion, representing a 10× increase since 2021—and far higher returns for its earliest investors.

GoldCoinAI pursues a similar regulatory-first, innovation-driven strategy, but in a new asset class: Digital Gold, a gold-pegged, AI-powered, fully U.S.-compliant digital asset built for capital preservation and upside.

Like Circle’s early backers in fiat-backed stablecoins, early investors in Gold Coin AI, Inc. have a chance to participate at the ground floor of the next evolution in compliant digital currency.

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The Opportunity

GoldCoinAI offers safety to holders of the token with full 1-1 backing from funds in US treasuries and money markets. The company will initially focus on compliance and be GENIUS Act compliant right from Day one.) The company will have several revenue streams, including profits made from our proprietary AI arbitrage engine, as well as our unique hedging strategy using gold options.

Investors get the strength of asset protection with gold as well as protection from inflation as our token is pegged to the price of gold. As gold price goes up so does the value of the token. Stablecoins are projected to become a $2T asset class, with strong demand from both institutional investors and billions of unbanked smartphone users worldwide.

Most Stablecoins will now be legally at risk. The GENIUS Act becames law in July 2025, and all fiat-backed stablecoins used for payments in the U.S. must follow strict rules including:

1:1 backing with permitted reserves only. This means short-term U.S. Treasuries, cash, or money markets
Monthly audit disclosures by US registered CPA
U.S.-based oversight and licensing, with heavy fines and penalties for not complying.

OUR ADVANTAGE

The GENIUS Act has one particularly important clause for investors to understand:“No payment stablecoin issuer shall advertise, offer, or directly pay any interest or yield to stablecoin holders.” — GENIUS Act of 2025, Section 204(d). This means fiat-backed stablecoins — like USDC or USDT — cannot offer yield or profit to their holders. They are frozen at $1. However, because GoldCoinAI is a gold-pegged token — not a fiat-backed stablecoin — it allows us to stay fully compliant with GENIUS, while still passing on real economic upside to our coinholders — not as “interest,” but as an increase in gold value.

HISTORICAL GOLD PRICES

Failure to comply can result in the delisting from major exchanges like Coinbase or Binance, which supply most of the liquidity for crypto. Millions of current coin holders will be seeking safe alternatives — especially U.S. users who want a stablecoin protected by American law, and one that is inflation-resistant, and offers trust and transparency. GoldCoinAI offers exactly that — a clean, “All-American” solution for the new regulated market. GoldCoinAI is pegged to the price of gold, and built, developed, and operated entirely in the USA.

We will be compliant from Day 1 and structured legally to avoid the fate of non-compliant coins. We will be audited monthly, with verifiable approved reserves to ensure we are GENIUS-compliant. As we are pegged to gold price, this gives holders long-term value upside, unlike other stablecoins and will always be liquid and tradable, with wallet and debit card access for everyday use. GoldCoinAI offers safety to holders of the token with full 1-1 backing from funds in US treasuries and money markets. The company will initially focus on compliance and be GENIUS Act compliant right from Day one.) The company will have several revenue streams, including profits made from our proprietary AI arbitrage engine, as well as our unique hedging strategy using gold options.

Investors get the strength of asset protection with gold as well as protection from inflation as our token is pegged to the price of gold. As gold price goes up so does the value of the token. Stablecoins are projected to become a $2T asset class, with strong demand from both institutional investors and billions of unbanked smartphone users worldwide.

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Why GoldCoinAI May Lead the Next
Stablecoin Wave

As U.S. regulations tighten, millions of users are fleeing unstable or offshore coins. The GENIUS Act of 2025 now requires 1:1 reserves, monthly audits, and U.S. licensing — forcing most current stablecoins off major exchanges.

‍GoldCoinAI’s GCAI coin is the safe haven emerging from this shift:

Fully U.S.-based and GENIUS-compliant from day one
Backed 1:1 by U.S. Treasuries for capital safety and transparent audits
Pegged to gold for long-term value and inflation protection
AI-driven and legally structured to deliver real economic upside while staying within U.S. law

Unlike fiat-backed stablecoins frozen at $1, GCAI mirrors gold’s performance. Our two-tier model combines secure Treasury yields with gold options from regulated U.S. exchanges (CME, ICE), letting investors benefit if gold rises—without violating yield restrictions.

This makes GCAI the first “All-American” digital asset to blend regulatory trust, liquidity, and growth potential. As non-compliant coins disappear, GoldCoinAI stands ready to capture the exodus toward safety, transparency, and real value.

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GoldCoinAI’s Gold Price-Peg Strategy

Our coin is fully backed 1-1 with funds invested in treasuries and money markets (Genius compliant), giving the company a stable 4.5% annual return and security of funds held.
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For our coin to track the value of gold without holding it, we buy long-dated gold options from top-tier financial institutions like CME Group (Chicago Mercantile Exchange) and ICE (Intercontinental Exchange) — the two most regulated and reputable platforms in the world for commodity derivatives. These options give us the right to buy gold at today’s price in the future, protecting our coin holders so that if gold continues to surge, we can cash out the options to cover their gains.

A PRACTICAL EXAMPLE

Let’s say you bought $1,000 of GCAI in September of 2024, when gold was$1,530/oz. By October 2025, the price of gold had risen 145% to approximately$3,750/oz. Because GCAI is pegged to gold, your GCAI would now be worth $2,450, even though it’s fully backed by U.S. Treasuries, not holding gold directly, and fully liquid and usable like digital cash. We protect this value by exercisinggold options, realizing profit, and allocating it to ensure holders of GoldCoinAI always get the real gold value.

HOW THE GOLD OPTIONS WORK

A long-term gold option costs about 10% of the gold it represents. These options will be purchased by treasury yields and company funds, and not funds belonging to coin holders. Our treasury yield is around 4.5% so the company only needs to cover the shortfall for about two years. After that interest covers the cost of the options entirely, and after those two years all that additional interest becomes operating income. GoldcoinAI will be self-sustaining.
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Instead of paying “interest” (which is illegal), we are using the natural upside of gold, locking it in with options, and funding those options from the interest we’re already getting.The net result: Investors win and regulators are satisfied.

The net result: Investors win and regulators are satisfied.

HOW DO SHAREHOLDERS MAKE MONEY

Early GoldCoinAI shareholders who have the foresight to invest in our crowdfunding offering will have the opportunity to see a return on investment in several ways. Once the coin is trading on major exchanges, the company plans to list on the Nasdaq. We are already starting that planning and have applied and been approved for a Nasdaq trading symbol, which is XXXX. Tether, the world's largest stablecoin, has now begun the process of preparing to list with an estimated $500 million valuation; however, it is not yet clear if even Tether will become genius compliant.

ACQUISITION

Once GoldCoinAI is also trading on exchanges, the company will continue earning at least 4.5% on its secure, backed treasuries. As holders of the coins are not paid interest and make money as the price of gold goes up, a portion of the interest collected each year could be paid to early investors in GoldCoinAI.

ARBITRAGE TRADING

The company is developing a proprietary trading engine powered by AI that will seek arbitrage trading opportunities within the worldwide gold markets. These opportunities arise as banks, funds, and other financial institutions execute trades to buy or sell in various parts of the world, and based on the local supply and demand, there can be small price differences.

Our powerful AI engine will be able to identify and capitalize on these small price differences, enabling us to trade them effectively. This is called arbitrage trading. As these price differences can be small and need to be bought or sold instantly to take advantage, the AI engine will work 24/7 and will be able to place trades almost instantly when they are found. Ground- floor investors will be able to invest and use this arbitrage engine for their own trades. This is another benefit of becoming an early investor with GoldCoinAI.

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Leadership Team

Garry Itkin

CEO

Garry Itkin was born on May 27, 1960, in Kharkov, Ukraine, and immigrated to Los Angeles, California in 1978. He earned his Master of Business Administration (MBA) from Pepperdine University in Malibu, California in 1986. While pursuing his degree, Mr. Itkin served as Chief Financial Officer of Ohmega Technologies, Inc., a high-tech manufacturing firm in Culver City, California, from 1983 to 1987.
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Following graduation, Mr. Itkin became Managing Partner of Jeff Ratner & Associates, Inc., an accounting and consulting firm specializing in taxation, from 1987 to 1999. In this role, he developed extensive expertise in advising small businesses and international clients, including those in Russia. Leveraging his fluency in both Russian and English, strong financial background, and natural ability to build trust, he became deeply involved in the development of emerging enterprises across Eastern Europe.
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Beginning in 1999, Mr. Itkin became a partner in several significant ventures in St. Petersburg, Russia. He held leadership positions on the Boards of Directors of major manufacturing companies, including Vyborg Cellulose, Liviz, and Russkiy Diesel, each of which employed thousands and distributed products worldwide. His hands-on management experience encompassed industrial operations, international trade, and corporate governance.
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To better navigate the complex legal and regulatory environment of Russia, Mr. Itkin pursued advanced legal studies, earning a Juris Doctor degree from the Russian Federation North West Academy of Governmental Service in 2005, followed by a Master of Laws (LL.M.) from the same institution in 2007.
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In addition to his European business ventures, Mr. Itkin was a founding shareholder and Director of Bidz.com, a public company listed on Nasdaq. He successfully exited this investment after selling his shares at peak valuation. His entrepreneurial activities have also included ownership stakes in enterprises producing vodka, paper products, and other commodities, further diversifying his global business experience.
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Currently, Mr. Itkin is engaged in a large-scale real estate development project involving 26 acres and the construction of five luxury homes, each exceeding 50,000 square feet.Throughout his career, his strategic focus has consistently been on identifying market disruptions as pathways to opportunity, growth, and wealth creation.
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With over four decades of experience spanning finance, law, manufacturing, and real estate development, Mr. Itkin brings a unique blend of global perspective, regulatory expertise, and entrepreneurial vision to every venture he undertakes.

Alexey Kurochkin

Advisor

Alexey Kurochkin is a global entrepreneur whose ventures span music, telecom, luxury goods, and digital media. He founded A&T Trade, the largest distributor of musical instruments and pro audio gear across the CIS, later expanding into telecom (Zebra Telecom) and luxury yachting (Premium Yachts, €260M in sales). Today, as CEO of ISINA, he leads a global artist development platform backed by Grammy-winning advisors and a 32,000+ member creative community.

Aleksander Atanesyan

Advisor

Aleksander Atanesyan is an award-winning director, screenwriter, and producer with over four decades of experience in global cinema. His films and series have earned top honors at international festivals, from London and Porto to MTV Movie Awards, and he has led major institutions including Kinotavr and Angel Film. As an educator and author, he has trained the next generation of filmmakers in directing, producing, and storytelling.

Jeffrey Rattner

Advisor

A values-driven entrepreneur and Enrolled Agent before the IRS, [Name] brings over four decades of experience advising closely held businesses, family offices, and high-net-worth individuals. As founder of Jeff Ratner & Associates, he built a trusted practice around tax strategy, compliance, and complex transactions, balancing commercial judgment with technical rigor. Known for integrity, empathy, and mentorship, he has guided multi-generational families, boards, and entrepreneurs through high-stakes financial decisions with clarity and discretion.

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GoldCoinAI: U.S.-Born GENIUS Act Compliant Gold-Pegged Stablecoin.

Why StableCoins Matter

The Genius Act